Cross border remittance;

Cross border remittance; ever tried to send money to another country or receive money, well you would find on the internet that there are numerous options but some of these options take days, others which are quite fast have a lot of fees, well I have used a lot and in my opinion the best is Transferwise for speed and low fees. But what I want to talk to you about is one that is just as fast with practically zero fees and just as fast, by now you must have figured out that by buying crypto and sending to an address you can instantly send or receive money from a country, but sometimes the charges are just not worth it, but with RIPPLE, you experience charges that are fractions of a dollar and its quite fast. What do you guys think of using ripple for cross-border transfers, do you have another option?