The Remitano NGN Wallet holds a Naira balance inside the platform. Depositing Naira, using the balance for Swap, Buy or P2P, receiving sale proceeds, and withdrawing Naira to a bank are separate actions. Each action can have its own fee, amount condition and completion point.
Quick verdict: Remitano's Nigeria Fees page currently marks NGNR fiat deposits and withdrawals as free of Remitano platform fees. Swap has its own pair and execution terms; eligible Buy, Sell and P2P orders can also use the Fiat Wallet and carry their own live quote or order terms. Check the available route, amount allowed, live quote and final destination for your account before you start; a free wallet transfer does not make every crypto transaction free.
Disclosure: Remitano publishes this guide. Its Nigeria Fees page, Swap page and current app listings were checked in September 2026. Fees, limits, funding routes and account eligibility can change, so the live screen should be read before confirming a transaction.
Which NGN Wallet action are you taking?
Start by identifying the action, because the fee and limit you need may belong to a different stage.
| Action | Starting point | What confirms the stage is complete? |
| Deposit Naira | An eligible funding route shown in your account | NGN Wallet balance is credited |
| Buy or P2P using NGN Wallet | Available Naira in the wallet | The crypto or order result is credited after the eligible trade |
| Sell or P2P into NGN Wallet | Eligible crypto sale and wallet receipt choice | Naira is credited to the NGN Wallet |
| Swap NGN for crypto | Available NGN Wallet balance | Chosen crypto appears in Coin Wallet after execution |
| Swap crypto for NGN | Supported crypto in Coin Wallet | Naira appears in NGN Wallet after execution |
| Withdraw Naira | Available NGN Wallet balance | Intended bank account receives the Naira |
A bank debit, a pending Swap order and an in-app withdrawal record are useful checkpoints, but each is different from the endpoint in the last column. If the deposit or withdrawal option is not shown to your account, do not send funds using payment details from another route or an old screenshot.
What does the public Remitano fee table say?
The current Nigeria Fees page labels NGNR fiat deposit and withdrawal fees Free for Remitano. It also warns that a bank processing the payment may charge a separate fee. This published platform fee does not cover a crypto Swap, an eligible Buy, Sell or P2P order paid or settled through the wallet, an outside wallet's network withdrawal or every cost of a bank transfer. Read the live quote or offer terms for the actual transaction.
For Swap, the same Fees page lists maker and estimated taker fees by pair. Maker is determined by the liquidity an order adds. Your Price can wait for a match, and it is not automatically a maker transaction; an order that takes existing liquidity can be charged as taker. Market Price may route through different liquidity sources, so inspect the live quote and fee for the exact pair, direction and amount.
👉 Check NGNR and Swap fees — Remitano Nigeria Fees
Where should you check an NGN Wallet limit?
Use the amount field and confirmation preview for the action you intend to take. A deposit allowance does not establish a Buy, Sell, P2P, Swap or withdrawal allowance. Your usable amount can depend on the account, selected route and transaction conditions; the public Fees page does not state one universal amount for every user.
Before you confirm, check:
- The available action. Make sure the deposit, wallet-funded Buy, Sell or P2P order, Swap, or bank withdrawal route you need appears in your account.
- The eligible amount. Read the minimum and maximum shown for that stage, if displayed.
- The destination. Check the wallet, asset or bank account expected to receive the funds.
- The net result. Read any fee or rate included in the preview and the amount expected after the action.
If one stage would leave too little for the next, reconsider the amount before moving funds. Do not assume a limit or quote from a different asset, account or earlier transaction still applies.
How do you track each stage without a fixed time promise?
For a deposit, keep the bank transfer reference and check for the corresponding NGN Wallet credit. For a wallet-funded Buy, Sell or P2P trade, keep the order reference and check the actual wallet debit and credit; P2P also depends on the active counterparty order. For a Swap, distinguish an order awaiting execution from an executed conversion; the receiving balance is the endpoint. For a bank withdrawal, compare the wallet transaction record with the actual credit in the intended bank account. For the deposit sequence itself, follow the Remitano NGN Wallet deposit guide.
The Fees page is a tariff reference, not a payout schedule. It does not establish a universal deposit-credit time, Swap matching time or bank-arrival window. Use any time estimate displayed for your current route and contact official support with the transaction reference if the records do not reconcile. Avoid submitting a duplicate payment or order while the first one is unresolved.
Frequently asked questions
Does Remitano charge for NGN Wallet deposits and withdrawals?
Remitano's Nigeria Fees page currently labels NGNR fiat deposits and withdrawals Free as Remitano platform fees. A separate bank charge may still apply, and a crypto Swap is a different transaction with its own quote and fee.
Are NGN Wallet limits the same for every account?
Do not assume so. Check the amount allowed in the live deposit, Buy, Sell, P2P, Swap or bank withdrawal flow you plan to use. The public Fees page does not provide one universal account limit.
Does Your Price always receive the maker fee?
No. The Fees page bases maker and taker treatment on whether an order adds or takes liquidity. Your Price can be taker when it matches existing liquidity, so use the fee and final amount shown for the actual order.
Does a completed Swap mean the Naira is already in my bank?
No. A crypto-to-NGN Swap ends with Naira in the NGN Wallet. Moving that balance to a bank is a separate withdrawal when the route is available to your account.
Final verdict
Read Remitano NGN Wallet fees and limits one action at a time. The published NGNR fiat deposit and withdrawal platform fees are currently free, while Swap and eligible wallet-funded Buy, Sell or P2P orders use their own pair or offer terms and live quotes. Check the available route, amount and destination on your own screen; then confirm that the receiving wallet or bank has actually been credited before starting another stage.
👉 Check NGN Wallet access — Remitano: Buy & Sell Crypto on Google Play
👉 Check NGN Wallet access — Remitano: Buy & Sell Crypto on the Apple App Store
