What is Stellar Lumens (XLM)?

Stellar started in 2014 becaue the founders of Ripple, Chris Larsen and Jed McCaleb could not agree with each other in terms of their vision of the future. The latter therefore decided to split off Ripple by means of a fork and brought 100 billion Stellars into the world. With the cryptocurrency, McCaleb wants to pursue the same ease of payment and the same transaction speed as its biggest competitor. The main difference between the two is that Stellar Lumens has a non-profit organization (Stellar.org) that aims to keep the currency as decentralized as possible. They do this, among other things, by distributing the cryptocurrency XLM optimally among its (future) users. In addition, it is important to know that there are approximately 103 billion XLM, of which almost 18 billion are in circulation at the time of writing. The remaining XLM are put into circulation in such a way that 1% inflation per year occurs.